Commercial Business Development Manager

• Be the face of Atom Bank in the London and South East region — managing a high-concentration territory with a waiting list of brokers ready to be engaged. • Identify, build, and maintain expert-level relationships with commercial finance brokers and SME intermediaries. • Onboard and train new broker partners on Atom's systems, products, and lending criteria. • Manage front-line application quality to ensure submissions meet regulatory standards and deliver the right customer outcomes. • Represent Atom at industry events including NACFB and feed market intelligence back to senior leadership. • Deliver against metrics for broker interactions, lending volumes, and engagement levels. • Spend 3 out of 4 working days on the road across London and South East — a full, clean driving licence and own vehicle are required.

• Have proven experience in a commercial lending role such as BDM, Account Manager, or Broker with a solid grasp of the SME lending landscape. • Have a high degree of accountability and self-management — you are the master of your own diary. • Be able to deliver compelling presentations and build relationships across diverse communities. • Have great interpersonal skills and proven experience of delivering against commercial targets. • Hold a full, clean driving licence and have access to your own vehicle. • Have the legal right to work in the UK — visa sponsorship is not available.

• Have existing relationships with commercial finance brokers or SME intermediaries in the London and South East region. • Have experience representing a lender at industry bodies such as NACFB. • Have experience training brokers or intermediaries on lending products and systems.

• Build and manage relationships with commercial finance brokers and SME intermediaries across London and South East. • Onboard new broker partners and deliver training on Atom's products, systems, and lending criteria. • Manage application quality on the front line, ensuring submissions are first-time-right and meet regulatory standards. • Attend and represent Atom at industry events and act as a conduit for market intelligence. • Deliver against KPIs for broker interactions, lending volumes, and engagement.

Atom bank is one of the most compelling places to work in UK fintech right now, and not just because of the four-day working week. Atom became profitable for the first time in 2024 and has grown its loan book by 29% to £5.3 billion, while being consistently rated the UK's highest-rated bank by its customers on Trustpilot. The four-day work week is real and established: in November 2021, Atom became the largest company and only bank in the UK to introduce the policy for all employees, genuinely reducing contracted hours from 37.5 to 34 per week with no salary cut, and job applications rose 49% as a result. There is also genuinely no mandatory office attendance, with only around 10% of staff regularly coming in. What really stands out is that Atom has done all of this from Newcastle, building one of the UK's best-loved banks without ever opening a London office. Glassdoor reviewers consistently highlight the brilliant people, the no-blame culture, and the interesting and meaningful work. The main caveat to note is that some employees, particularly at more senior levels, have reported limited progression opportunities as the company matures beyond its early startup phase. But if you want to work somewhere that backs its values with action, a genuinely flexible, people-first bank that is growing sustainably and has a product its customers genuinely love, Atom is hard to beat.

• Earn a base salary of £55,000 with OTE of £77,000. • Receive a £8,000 car allowance. • Work a 4-day work week. • Access a company pension with up to 13% Atom contribution. • Receive an £200 annual "All About Me" personal development fund. • Take 22.5 days annual leave plus public holidays. • Access private medical insurance, health cash plan, and life insurance. • Benefit from enhanced parental leave and an electric vehicle scheme.

Atom Bank is the UK's first app-based bank, on a mission to make finance faster, simpler, and way more human. Sitting in the sweet spot between high-street banks and specialist lenders, Atom has grown its commercial lending book from £300m to £1.6bn and has ambitious plans for continued growth. The Commercial BDM team is a key driver of that growth, building deep broker relationships across the UK.